t: 01633 240080,  f: 01633 240081

24 Bridge Street, Newport NP20 4SF

Responding to a County Court claim

Source: County Court | | 15/05/2018

It is important that any correspondence received from the County Court is dealt with promptly. This should include taking proper legal advice when appropriate.

Usually, a creditor asks the County Court to make a county court judgment (CCJ) against a person who is refusing to pay their bill. The CCJ rules apply to court orders in England and Wales. There are different court system process in Scotland and Northern Ireland.

Before starting CCJ proceedings, creditors are required to take certain steps including sending a warning letter about the debt, often referred to as a letter of claim.

A court claim for money can be responded to in one of the following ways:

  • paying the full amount;
  • paying only what you think you owe;
  • defending the claim (if you don’t think you owe any money or you’ve already paid). This can also include making a counterclaim.

The letter or email from the court will include the final date by which you must respond. If you are defending the claim or paying only what you think you owe you can request an additional 14 days to respond. If you agree to pay the full amount you can make the claimant an offer to pay in instalments. If the claimant doesn’t accept your offer, the court will decide how you pay.

It can be detrimental to have an unpaid CCJ registered on your credit records. We would advise that every effort is taken to ensure that does not happen and to resolve the issue before a CCJ is issued. If you are issued with a CCJ and don’t make payment, creditors can take further enforcement action to get the money they are owed.



 

Latest News

  • Data protection in the event of a no deal Brexit

    23/09/2018 - More...

    The government has published the second tranche in its series of technical notices providing guidance for UK businesses, workers and citizens on how to prepare for a “no deal”

  • Budget date remains to be confirmed

    17/09/2018 - More...

    The Chancellor Philip Hammond, has stated before the House of Lords Economic Affairs Committee, that he is not yet in a position to announce a date for the Autumn Budget 2018

  • Help-to-Save scheme launched

    17/09/2018 - More...

    The new Help to Save scheme for people on low incomes was officially opened with effect from 12 September 2018 following an 8-month trial. The new scheme allows those in work

Newsletter

With our newsletter, you automatically receive our latest news per e-mail and get access to the archive including advanced search options!

» Sign up for the newsletter
» Login


Copyright © 2018 Haasco Limited (Company registration 7030921). Registered to carry on audit work in the UK and regulated for a range of investment business activities by the Institute of Chartered Accountants in England and Wales (Firm C003118150). Indemnity insurer - Axis Speciality Europe SE (Policy 374997016)

Cookie Policy | Privacy Policy